Last updated September 9, 2019

Intro

This Privacy Policy explains who we, The Financial Revolutionist, LLC (referred to as “The Financial Revolutionist,” “us,” “our,” or “the Company” within) are; how we collect, process, retain, protect, use, disclose, and share personal information about you (“users of properties of The Financial Revolutionist” within) when you visit any of The Financial Revolutionist properties, including but not limited to our websites, products, services, and platform technologies, or make contact with us; and how you can exercise your privacy rights.

Our Privacy Policy applies to personal data we process in connection with all of The Financial Revolutionist’s properties. Personal data means information that can be directly or indirectly associated with you by reference to an identifier, such as a name, email address, identification number, or other information by which you can be identified using reasonable means.

To the extent permitted by applicable law, by using any of our properties, you agree that you have read, understand, and agree to have your personal information handled as described in this Policy. Your continued use of our properties following the posting of changes to this Policy will be deemed your acceptance of those changes.

If you have any questions, contact us using the contact details provided in the “How to Contact Us” section of this Policy.

Information We Collect

We collect personally and non-personally identifying information to enable us to operate our properties. The categories of information we collect can include:

• Information you provide: We collect information directly from you when you visit our website, subscribe to our services, register for an account with us, or otherwise contact us. The type of information that we collect about you depends on your particular interaction with our properties, but may include the following: name, job title, company, email address, payment information, and any other information that you choose to provide us. We collect across a variety of mediums, including online, social media, and phone. 

• Information we receive from third parties: These parties can include social networking platforms, search engines, advertising and related applications, and any information about you that is publicly available from a variety of sources. When you interact with our properties via these or other third party services, we may receive information from those sites, including your profile information, profile picture, gender, user name, user ID associated with your social media account, age range, language, region, country, search history, advertising analytics, social media connections list, and any other information you permit to share with third parties. The data we receive may depend on your privacy settings with the third party sites.

• Technical information: When you view content on or otherwise interact with our properties, we automatically record information, such as IP address, the webpage you visited before coming to us, your browser type and settings, log data, your device information, the date and time of your use of our property, information about your browser configuration and plug-ins, location, language preferences, unique identifiers, and cookie data.

• Content you upload, download, or view on our properties: This may, but does not necessarily, contain personal information.

• Payment and billing information: If you purchase any of our properties, we will collect financial or credit card information and other information necessary to process the transaction. Such information is collected and used strictly for billing purposes and will be processed in accordance with all applicable laws.

Under no circumstances should you provide personal information about others, unless you are authorized and permitted to do so. By submitting personal information about others, you represent and warrant that you have received authorization and consent from the person about whom you are providing the personal information. 

How We Use Collected Information

Broadly speaking, we use your personal information to manage our everyday business needs, such as website, app product, and service administration; forum management; fulfillment; analytics; fraud prevention; Terms of Use and any other contractual agreement enforcement; and legal compliance.

This can include the following purposes:

• Enable your access to our properties, identify you when you log into your account, identify you when you return to your account, and verify your transactions

• Process your payments and maintain your account licenses

• Operate, monitor and improve our properties

• Provide technical support by using data to diagnose problems; offer customer support via reminders, technical notices, security alerts, support and administrative messages, service bulletins, or marketing offers; and notify users about changes to our properties

• Keep our properties and records safe and secure

• Evaluate interest and needs in order to improve our properties, as well as make available other offers, products, or services

• Evaluate and communicate the types of offers, products, advertisements, or services we make available to users or customers and potential users or customers

• Monitor aggregate metrics and combine datasets for evaluation and analysis

• Conduct online research surveys, implement customer loyalty programs, and promote our business interests and services by using personal information such as name, company, photograph, profile, and likeness

• Satisfy legal claims when disclosure of your personal data is necessary for the establishment, exercise, or defense of legal claims on behalf of The Financial Revolutionist, whether in court proceedings or in an administrative or out-of-court procedure

• Provide custom and personalized experiences, content, and information, such as targeted content, targeted advertising, location-based customizations, remembering information so you may not have to re-enter it during your visit or the next time you use our properties, and ensuring content from our properties is presented in the most effective manner for users and their devices

• Conduct any other lawful activity or fulfill any other purposes that you consent to

Legal Basis for Processing Personal Information

If you are a visitor or user from the European Economic Area, our legal basis for collecting and using the personal information described above will depend on the personal information concerned and the specific context in which we collect it.

However, we will normally collect personal information from you only where we have your consent to do so, where we need the personal information to perform a contract with you, or where the processing is in our legitimate interests and not overridden by your data protection interests or fundamental rights and freedoms. In some cases, we may also have a legal obligation to collect personal information from you.

Where we rely on your consent to process data, you will have the right to withdraw or decline consent at any time. Please note that this does not affect the lawfulness of the processing based on consent before its withdrawal.

As part of our properties, we collect and use information regarding individuals and companies broadly in the global fintech and financial services community. It is possible that you or your company may be part of this community, and information about you or your company may appear in our properties. Please be assured that information about individuals and companies contained within our properties are independently collected by our research team and do not come from data that is received from your use of our site.

How We Protect Your Information

We take reasonable organizational, technical, and administrative measures to secure and protect personal information collected as described in this Policy from loss; theft; misuse; and unauthorized access, disclosure, alteration, and destruction.

We restrict access to personal information to a limited number of our employees, partners, and agents. These individuals and entities are bound by confidentiality agreements and may be subject to discipline, including termination and criminal prosecution, if they fail to meet any obligations required under their agreement with us.

The safety and security of your information also depends on you. You must maintain the security of your email accounts, login credentials, and devices that you may use to access our properties. We are not responsible for any lost, stolen, or compromised passwords or any activity on your account via unauthorized password activity. Also, please remember that any information you share in public areas of our properties may be viewed by other users.

Please remember, though, that no method of electronic transmission or storage is 100% secure. Although we do our best to protect your personal data, we cannot guarantee the security of personal data transmitted on our properties. Any transmission of personal information is at your own risk. We are not responsible for circumvention of any privacy settings or security measures contained on our properties.

If you have reason to believe that your interaction with us is no longer secure, please immediately notify us of the problem by contacting us using the information provided below. 

How We Share Personal Information

We may transmit, disclose, grant access to, make available, and provide personal information:

• Among our affiliated companies: We may share personal information among our legally affiliated companies for purposes of providing the information you requested and, occasionally, to contact you (subject to any applicable legal requirements) regarding additional products and services that may be of interest to you.

• With third party vendors, consultants, and service providers: We may provide your personal information to third parties so that they may assist us in connection with operating our properties or events. We typically enter into written contracts with our third party service providers, require them to use personal information only for that purpose, and require assurances that they will appropriately protect personal information entrusted to them.

• With business partners: We may share personal information with co-sponsors or organizers of an event, any co-authors of content, or any co-providers of a product. These business partners may use the personal information in connection with the applicable event, content, or product when it’s appropriate to send you information about products or services that may be of interest to you.

• For law enforcement and legal purposes: We may disclose personal information as we deem necessary or appropriate under applicable law; to comply with legal process; to respond to requests from public and government authorities, including those outside your country of residence; to enforce our Terms of Use; to protect our operations, rights, privacy, safety, or property, and/or those of our affiliates; and to allow us to pursue available remedies or limit the damages that we may sustain.

• To any potential buyer, its agents, and its advisors: We may share personal information in connection with any proposed purchase, merger, or acquisition of any part of our business, provided that we inform the buyer it must use your personal information only for the purposes disclosed in this Policy.

• In aggregated and de-identified forms: We may share aggregate or de-identified information about users with third parties for our or the third party’s marketing, advertising, research, or similar purposes. This data does not directly identify you as an individual. We do not control how the third parties will use the data.

• To any other person: We may share personal information to any other person with your consent to the disclosure.

Transfers of Data

The Financial Revolutionist operates in the United States. If you are located outside the United States, please be aware that any information you provide to us will be transferred to the United States and/or third countries where we, our affiliates, or our service partners maintain facilities. The storage location(s) are chosen in order to operate efficiently, improve performance, and create redundancies in order to protect data in the event of an outage or other problem.

European Union personal data may also be processed by staff operating outside the European Economic Area who work for us or with one of our partners.

By using our properties, you consent to this transfer.

We take steps to ensure the data we collect is processed according to the provisions of this Policy and the requirements of applicable law wherever the data is located.

Data Retention

We retain personal information for as long as it serves the purposes for which the information was collected, and for longer periods of time if required by law or regulation. In determining data retention periods, we take into consideration local laws, contractual obligations, our reasonable business requirements, and your reasonable expectations and requirements.

Third Party Links

Our properties may contain links to and from third party websites. If you follow a link to any of these third parties, please note that these websites have their own privacy policies, and we do not accept any responsibility or liability for their policies. Please check their individual policies before you submit any information to those websites.

Children’s Privacy

Our properties are not intended for children under 18 years of age. No one under age 18 may provide any information to or on our properties. We do not knowingly collect information from or relating to children under 18. If you are under 18, do not use or provide any information on our properties. If we learn we have collected or received personal information from a child under 18 without verification of parental consent, we will delete that information. If you believe we have information from or about a child under 18, please contact us using the information provided below.

Use of Cookies & Other Tracking Mechanisms

By using our properties, you agree to our and our third-party providers’ use of cookies and similar technologies. Cookies and similar technologies are used to collect information about your computer, IP address, operating system, and browser type for system administration and to enhance the user experience. We may combine this information with other personal information we collect from you, and our third-party service providers may do so on our behalf.

Cookies differentiate you from other users. A cookie may convey information to us about how you use our properties, including the pages you view, the links you click, how frequently you visit, and other actions you take on our properties. We may use session cookies, which expire once the browser is closed, and persistent cookies, which remain in operation until deleted.

If you want to control or delete the cookies we set, you can do this through your browser settings. However, restricting cookies may affect your use of our properties.

Our properties may also use:

• Electronic images known as web beacons or single-pixel gifs to help deliver cookies and count users who visit. We may include web beacons in our promotional email messages or newsletters to determine whether and when you open and act on them.

• Flash local storage objects (LSOs) to store your site preference and personalize your visit. Flash local storage objects are different from browser cookies because of the amount and type of data stored. Typically, you cannot control, delete, or disable the acceptance of flash LSOs through your web browser. For more information on flash LSOs, or to learn how to manage your settings for flash LSOs, see the Adobe Flash Player help page.

Some content or applications on our properties are served by third parties. These third parties may use cookies alone or in conjunction with web beacons or other tracking technologies to collect information about you when you use our properties directly. We do not control these third parties’ tracking technologies or how they may be used. If you have any questions, you should contact the responsible provider directly. 

Data Rights: Accessing & Controlling Your Information

You may withdraw your consent to our collection and processing of your personal information at any time. Withdrawing your consent will not affect the lawfulness of any processing we conducted prior to your withdrawal, nor will it affect the processing of your personal information conducted in reliance on lawful processing grounds other than consent. Please be aware that we require certain information about you in order to provide our products and services; this means that if you want to withdraw consent for those critical pieces of personal data, you may be required to delete your entire account and no longer have access to or use the product or service.

You have the right to opt out of periodic emails we send you by following the opt-out instructions contained in the email. Alternatively, you may contact us using the information provided below. Please note that it may take up to 10 business days for us to process opt-out requests. If you opt-out of receiving emails about recommendations or other information we think may interest you, we may still send you emails about your account or any products or services you have requested or received from us.

You may modify personal information that you have submitted by logging into your account and updating your profile information. Please note that residual copies of information that you have updated, modified, or deleted may remain viewable in cached and archived pages of our properties for a period of time.

You may be able to opt out of some of the collection of information through cookies or other tracking technologies by actively managing the settings on your browser or mobile device, but we do not promise that such settings will be effective. Please refer to technical information about your browser or mobile device for instructions about how to delete and disable cookies and other tracking technologies.

You may be able to request a copy of your personal data, request that we delete your personal data, or request portability if applicable based on the laws in your area. Depending on where you reside, you may have the right to exercise additional rights available to you under applicable laws. To submit a request, contact us using the information provided below.

We generally review and respond to requests we receive from individuals wishing to exercise their data protection rights in accordance with applicable data protection laws. In order to protect personal information, all requests for information are subject to relevant legal requirements and exemptions, including identity verification procedures. Before providing any data, including even confirming whether we have any data, we may ask for proof of identity and confirm that the request is indeed coming from you.

Where applicable, we will correct, amend, or delete your personal information and respond to your request within 30 days of receipt of the request. While we will make reasonable efforts to accommodate requests, we also reserve the right to impose certain restrictions and requirements on such access requests or refrain from replying if required or permitted by applicable laws.

Unless prohibited by applicable law, we reserve the right to charge a reasonable fee to cover costs for providing copies of the information requested.

If we are unable to comply with your request, you have the option to lodge a complaint with a supervisory authority and seek a judicial remedy.  

How We Respond to Do Not Track Signals

Although we do our best to honor privacy preferences of our visitors, we are not able to respond to Do Not Track signals.

How to Contact Us

If you have any questions or comments regarding this Policy or your information, please contact us by email. We generally respond to questions or concerns within 30 days, but we reserve the right to refrain from replying if required or permitted by applicable laws.

Unless otherwise stated, The Financial Revolutionist is a data controller for the personal data we collect through our properties subject to this statement. Our address is 22 West 38th Street, New York, NY 10018.

Changes to This Policy

The Financial Revolutionist reserves the right to change this Policy at any time by posting revisions on this web page. Such changes will be effective upon posting. When we post changes, we will revise the last updated date at the top of the page. We encourage users to frequently check this page for any changes and to stay informed about how we are helping to protect the personal information we collect. You acknowledge and agree that it is your responsibility to review this Policy periodically and become aware of modifications. Your continued use of our properties after we have posted changes to this Policy indicates your agreement to the amended terms of this Policy.