Culturally informed product development with Nuestro Financial

Culturally informed product development with Nuestro Financial

According to Diego Eguiarte, Founder and CEO of Nuestro Financial, serving Latino communities entails far more than operating bilingual support services.

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The inputs for fintech-focused AI

The inputs for fintech-focused AI

According to Naveen Agnihotri, Cumberland Labs’s CEO and Co-Founder, both the blockchain and AI have the potential to fundamentally alter fintechs’ operations.

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Local community banks and credit unions are key to overcoming debt

Local community banks and credit unions are key to overcoming debt

In an OpEd, Gabe Kajicek, CEO of Kasasa, argues that local banks offer personal touches that can set clients onto healthier financial journeys and help address debt-related issues.

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Changing debt's calculus with Uplinq

Changing debt's calculus with Uplinq

To Patrick Reily, Co-Founder of Uplinq, underwriting models are an underlying and solvable factor behind the catch-22 of lending. With more holistic, dynamic, and contextual models, lenders can offer capital to more applicants while appreciating their real (i.e. for the large part reduced) risk of default, helping lenders extend loans to more people at fairer prices.

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Three ways the new AI Bill of Rights can affect fintech HR and ops teams

Three ways the new AI Bill of Rights can affect fintech HR and ops teams

On Tuesday, the Biden Administration published a blueprint for an AI Bill of Rights. If this AI Bill of Rights takes hold and shapes the US regulatory landscape in its image, then human resources and operations teams—notably in fintech—should prepare for a new suite of hiring needs.

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Growth through alt data and compliance with Cowbell

Growth through alt data and compliance with Cowbell

In a conversation with The Financial Revolutionist, Cowbell Chief Strategy Officer Matthew Jones describes Cowbell’s bread and butter, compares their regulatory obligations to those of B2C insurtechs, and considers the future of insurance and security.

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Turning alternative data into trust with Credit Karma

Turning alternative data into trust with Credit Karma

In a conversation with The Financial Revolutionist, Credit Karma’s GM of Insurance, Rory Joyce, explains Credit Karma’s vision for insurance, outlines its marketing and sales strategies, and considers the difference between cross-selling and comprehensive coverage.

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Lessons on alternative data and lending with Conductiv

Lessons on alternative data and lending with Conductiv

In a conversation with The Financial Revolutionist, Conductiv CEO Gopal Swamy, along with Zach Lambert, Head of Product, outlines what Conductiv does, and how the team went about building their product.

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Building a financial ecosystem for SMBs with ForwardAI

Building a financial ecosystem for SMBs with ForwardAI

In an interview with The Financial Revolutionist, Co-Founder and CEO of ForwardAI Nick Chandi outlines the market need ForwardAI addresses, describes the competitive dynamic between accounting platforms and banks, and envisions the future of SMB financial advisory services.

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Remaking Samsung Pay

Remaking Samsung Pay

Samsung announced that it’s merging its Pay and Pass apps into Samsung Wallet, a single, integrated platform for financial products, official documents, home and car keys, and more. Users in France, Germany, Italy, Spain, the UK, and the US are the first to have access to the updated service.

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Will the public accept biometric payments?

Amazon announced that it had added Amazon One—which lets customers pay with their palm print—to the checkout process at a Whole Foods store in Austin, Texas. It’s one of the first Amazon-owned stores outside Seattle to have the feature.

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A New Era in Data Privacy

A New Era in Data Privacy

As consumers have gotten so used to “free” tech services such as Google, Facebook, Twitter, and many others, it’s worth noting that old proverb: If you aren’t paying for the product, you are the product.

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Data Portability . . . for Selfies and Photos of Your Dog

Data Portability . . . for Selfies and Photos of Your Dog

We’ve already seen laws enacted to give people more control over their financial data and how it can be shared between entities. Now Facebook has announced a “regulator-friendly” feature wherein users can transfer data to other platforms.

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Google’s Tangled Data Web

Google’s Tangled Data Web

After news broke recently of a “data partnership” between Google and Ascension Health, a large Catholic healthcare system, many were outraged (but probably not surprised).

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Too Little, Too Late?

Too Little, Too Late?

Perhaps no social media company has come under more scrutiny for lack of oversight as to the content users post than Facebook, which this week announced the suspension of “tens of thousands” of apps connected to the Cambridge Analytica scandal.

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