To Patrick Reily, Co-Founder of Uplinq, underwriting models are an underlying and solvable factor behind the catch-22 of lending. With more holistic, dynamic, and contextual models, lenders can offer capital to more applicants while appreciating their real (i.e. for the large part reduced) risk of default, helping lenders extend loans to more people at fairer prices.
Read MoreOn Tuesday, the Biden Administration published a blueprint for an AI Bill of Rights. If this AI Bill of Rights takes hold and shapes the US regulatory landscape in its image, then human resources and operations teams—notably in fintech—should prepare for a new suite of hiring needs.
Read MoreIn a conversation with The Financial Revolutionist, Cowbell Chief Strategy Officer Matthew Jones describes Cowbell’s bread and butter, compares their regulatory obligations to those of B2C insurtechs, and considers the future of insurance and security.
Read MoreIn a conversation with The Financial Revolutionist, Credit Karma’s GM of Insurance, Rory Joyce, explains Credit Karma’s vision for insurance, outlines its marketing and sales strategies, and considers the difference between cross-selling and comprehensive coverage.
Read MoreIn a conversation with The Financial Revolutionist, Conductiv CEO Gopal Swamy, along with Zach Lambert, Head of Product, outlines what Conductiv does, and how the team went about building their product.
Read MoreThe Financial Revolutionist is weekly newsletter and blog focused on the torrid pace of financial innovation. Today, thanks to the exponential rate of technological change, explosion in global trade and new regulations ushered in by the Great Financial Crisis, a new financial revolution is under way. In this battle, virtually every aspect of the greater financial services sector is subject to rigorous challenge. With the Financial Revolutionist, we are aspiring to create a boots-on-the-ground and highly opinionated assessment of important financial innovation developments in the past week.
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